body { font-family: 'Poppins', sans-serif; }
    /* Top Nav */
    .top-nav {
      background: #0c0c1d;
      color: #fff;
      font-size: 14px;
      padding: 6px 0;
    }
    .top-nav a { color: #fff; margin-left: 12px; }
    .top-nav a:hover { color: #dc3545; }

    /* Main Navbar */
    .navbar { padding: 0.8rem 1rem; }
    .navbar-brand img { height: 40px; }

    .btn-loan {
      background: #dc3545;
      color: #fff;
      font-weight: 600;
      padding: 8px 18px;
      border-radius: 5px;
      text-decoration: none;
    }
    .btn-loan:hover { background: #bb2d3b; color: #fff; }

    /* Offcanvas */
    .offcanvas {
      background: #0c0c1d;
      color: #fff;
      width: 270px;
    }
    .offcanvas .nav-link {
      color: #fff;
      padding: 10px 0;
      border-bottom: 1px solid rgba(255,255,255,0.1);
    }
    .offcanvas .nav-link:hover { color: #dc3545; }
    .offcanvas-Banner { border-bottom: 1px solid rgba(255,255,255,0.1); }
    .offcanvas-footer {
      margin-top: auto;
      padding: 15px;
      border-top: 1px solid rgba(255,255,255,0.1);
    }
    .offcanvas-footer a {
      color: #fff;
      margin-right: 10px;
      font-size: 18px;
    }
    .contact-info {
      font-size: 14px;
      margin-top: 15px;
    }
    .contact-info i { color: #dc3545; margin-right: 8px; }

    /* Desktop Menu hover effect */
    .navbar-nav .nav-link {
      font-weight: 500;
      margin-right: 15px;
      position: relative;
    }
    .navbar-nav .nav-link::after {
      content: "";
      position: absolute;
      left: 50%;
      bottom: 0;
      width: 0;
      height: 2px;
      background: #dc3545;
      transition: 0.3s;
    }
    .navbar-nav .nav-link:hover::after {
      width: 100%;
      left: 0;
    }

    /* Dropdown hover effect (desktop only) */
    .navbar-nav .dropdown:hover .dropdown-menu {
      display: block;
      margin-top: 0;
    }
    .dropdown-menu {
      border-radius: 8px;
      border: none;
      box-shadow: 0 6px 20px rgba(0,0,0,0.1);
    }
    .dropdown-item:hover {
      background: #dc3545;
      color: #fff;
    }
    /* Remove dropdown default caret */
.dropdown-toggle::after {
  display: none !important;
}
  /***** BNNNER *****/

  Banner .item {
  height: 100vh;
  position: relative;
}
Banner .item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
Banner .item .cover {
  padding: 75px 0;
  position: absolute;
  width: 100%;
  height: 100%;
  top: 0;
  left: 0;
  background: rgba(0, 0, 0, 0.6);
  display: flex;
  align-items: center;
}
Banner .item .cover .Banner-content {
  position: relative;
  padding: 56px;
  overflow: hidden;
}
Banner .item .cover .Banner-content .line {
  content: "";
  display: inline-block;
  width: 100%;
  height: 100%;
  left: 0;
  top: 0;
  position: absolute;
  border: 9px solid #fff;
  -webkit-clip-path: polygon(0 0, 60% 0, 36% 100%, 0 100%);
  clip-path: polygon(0 0, 60% 0, 36% 100%, 0 100%);
}
Banner .item .cover .Banner-content h2 {
  font-weight: 300;
  font-size: 35px;
  color: #fff;
}
Banner .item .cover .Banner-content h1 {
  font-size: 56px;
  font-weight: 600;
  margin: 5px 0 20px;
  word-spacing: 3px;
  color: #fff;
}
Banner .item .cover .Banner-content h4 {
  font-size: 24px;
  font-weight: 300;
  line-height: 36px;
  color: #fff;
}
Banner .owl-item.active h1 {
  -webkit-animation-duration: 1s;
  animation-duration: 1s;
  -webkit-animation-fill-mode: both;
  animation-fill-mode: both;
  animation-name: fadeInDown;
  animation-delay: 0.3s;
}
Banner .owl-item.active h2 {
  -webkit-animation-duration: 1s;
  animation-duration: 1s;
  -webkit-animation-fill-mode: both;
  animation-fill-mode: both;
  animation-name: fadeInDown;
  animation-delay: 0.3s;
}
Banner .owl-item.active h4 {
  -webkit-animation-duration: 1s;
  animation-duration: 1s;
  -webkit-animation-fill-mode: both;
  animation-fill-mode: both;
  animation-name: fadeInUp;
  animation-delay: 0.3s;
}
Banner .owl-item.active .line {
  -webkit-animation-duration: 1s;
  animation-duration: 1s;
  -webkit-animation-fill-mode: both;
  animation-fill-mode: both;
  animation-name: fadeInLeft;
  animation-delay: 0.3s;
}
Banner .owl-nav .owl-prev {
  position: absolute;
  left: 15px;
  top: 43%;
  opacity: 0;
  -webkit-transition: all 0.4s ease-out;
  transition: all 0.4s ease-out;
  background: rgba(0, 0, 0, 0.5) !important;
  width: 40px;
  cursor: pointer;
  height: 40px;
  position: absolute;
  display: block;
  z-index: 1000;
  border-radius: 0;
}
Banner .owl-nav .owl-prev span {
  font-size: 1.6875rem;
  color: #fff;
}
Banner .owl-nav .owl-prev:focus {
  outline: 0;
}
Banner .owl-nav .owl-prev:hover {
  background: #000 !important;
}
Banner .owl-nav .owl-next {
  position: absolute;
  right: 15px;
  top: 43%;
  opacity: 0;
  -webkit-transition: all 0.4s ease-out;
  transition: all 0.4s ease-out;
  background: rgba(0, 0, 0, 0.5) !important;
  width: 40px;
  cursor: pointer;
  height: 40px;
  position: absolute;
  display: block;
  z-index: 1000;
  border-radius: 0;
}
Banner .owl-nav .owl-next span {
  font-size: 1.6875rem;
  color: #fff;
}
Banner .owl-nav .owl-next:focus {
  outline: 0;
}
Banner .owl-nav .owl-next:hover {
  background: #000 !important;
}
Banner:hover .owl-prev {
  left: 0px;
  opacity: 1;
}
Banner:hover .owl-next {
  right: 0px;
  opacity: 1;
}
/*********************BANNER*******************************/
 * { margin: 0; padding: 0; box-sizing: border-box; }
    body {
      background-color: #0d0d15;
      font-family: "Poppins", sans-serif;
      overflow-x: hidden;
    }

    .carousel-item {
      position: relative;
      height: 100vh;
      background-size: cover;
      background-position: center;
    }

    .carousel-item::after {
      content: "";
      position: absolute;
      top: 0; left: 0;
      width: 100%; height: 100%;
      background: rgba(0, 0, 0, 0.7);
      z-index: 1;
    }

    .carousel-caption {
      position: absolute !important;
      top: 55% !important;
      left: 50% !important;
      transform: translate(-50%, -50%) !important;
      text-align: center;
      color: #fff;
      z-index: 2;
      width: 90%;
      max-width: 800px;
    }

    .carousel-caption h6 {
      letter-spacing: 2px;
      color: #ff5555;
      font-weight: 600;
      margin-bottom: 10px;
    }

    .carousel-caption h1 {
      font-size: 3.5rem;
      font-weight: 800;
      line-height: 1.2;
      margin-bottom: 25px;
      display: inline-block;
    }

    .carousel-caption h1 span {
      color: #ff4a4a;
      text-shadow: 0 0 15px rgba(255, 0, 0, 0.6);
    }

    .carousel-caption p {
      font-size: 1.1rem;
      color: #ddd;
      margin-bottom: 2rem;
    }

    .carousel-caption .btn {
      background: linear-gradient(90deg, #ff4a4a, #ff7b00);
      border: none;
      padding: 14px 36px;
      color: #fff;
      border-radius: 50px;
      font-weight: 600;
      font-size: 1.1rem;
      box-shadow: 0 0 25px rgba(255, 90, 0, 0.4);
      cursor: pointer;
      animation: pulse 2s infinite;
    }

    .carousel-caption .btn:hover {
      transform: scale(1.08);
      box-shadow: 0 0 35px rgba(255, 120, 0, 0.8);
    }

    @keyframes pulse {
      0% { box-shadow: 0 0 10px rgba(255, 120, 0, 0.4); }
      50% { box-shadow: 0 0 25px rgba(255, 120, 0, 0.7); }
      100% { box-shadow: 0 0 10px rgba(255, 120, 0, 0.4); }
    }

    .cursor {
      display: inline-block;
      width: 3px;
      height: 40px;
      background: #ff4a4a;
      margin-left: 4px;
      animation: blink 0.7s infinite;
    }

    @keyframes blink {
      0%, 50%, 100% { opacity: 1; }
      25%, 75% { opacity: 0; }
    }

    @media (max-width: 768px) {
      .carousel-caption h1 {
        font-size: 2.3rem;
      }
      .carousel-caption p {
        font-size: 0.95rem;
      }
    }
    /****************ABOUT US **************************/
     .about-section {
    background-color: #fff;
    color: #000000;
    position: relative;
    z-index: 5;
    overflow: visible;
  }

  .text-gradient {
    background: linear-gradient(90deg, #ff0000, #a75100);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-weight: 700;
    letter-spacing: 2px;
  }

  .about-section h2 {
    font-size: 2.5rem;
    line-height: 1.3;
  }

 .about-section h2 span {
    color: #d40007;
    text-shadow: 0 0 12px rgb(255 0 0 / 27%);
}
 .about-section h6 {
    color: #000;
    font-size: 18px;
    line-height: 1.8;
    font-weight: 700;
  }
  .about-section p {
    color: #545151;
    font-size: 14px;
    line-height: 1.8;
  }

  .about-btn {
    background: linear-gradient(90deg, #ff4a4a, #ff7b00);
    border: none;
    padding: 12px 36px;
    border-radius: 50px;
    color: #fff;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: 0 0 20px rgba(255, 90, 0, 0.4);
    display: inline-block;
    z-index: 10;
    position: relative;
  }

  .about-btn:hover {
    transform: scale(1.07);
    box-shadow: 0 0 35px rgba(255, 120, 0, 0.7);
  }

  .about-image img {
    width: 100%;
    max-width: 480px;
    transform-origin: center;
  }

  @media (max-width: 768px) {
    .about-section h2 { 
      font-size: 2rem; 
      text-align: center; 
    }
    .about-section p { text-align: center; }
    .about-btn { 
      display: block; 
      margin: 20px auto 0; 
    }
    .about-image { margin-top: 2rem; }
  }
      /* ===== VERTICAL TEXT ===== */
  .vertical-text {
  position: absolute;
  right: 0; /* align to container edge */
  top: 50%;
  transform: translateY(-50%) rotate(90deg);
  transform-origin: center; /* rotate around center */
  font-size: 6rem; /* smaller so it fits */
  font-weight: 900;
  letter-spacing: 15px;
  color: rgba(255, 0, 0, 0.15); /* subtle red */
  pointer-events: none;
  white-space: nowrap;
}


    @media (max-width: 991px) {
      .vertical-text {
        display: none;
      }
    }

    @media (max-width: 768px) {
      .about-section h2 { 
        font-size: 2rem; 
        text-align: center; 
      }
      .about-section p { text-align: center; }
      .about-btn { 
        display: block; 
        margin: 20px auto 0; 
      }
      .about-image { margin-top: 2rem; }
    }

    /************ WHAT WE R OFFER ***********************************/
    body {
  margin: 0;
  font-family: 'Poppins', sans-serif;
  background: #ffffff;
  color: #333;
}

.offering-section {
  padding: 100px 0;
}

.offering-section h2.section-title {
  font-size: 2.8rem;
  font-weight: 700;
  text-align: center;
  color: #ff4a4a;
  margin-bottom: 15px;
}

.offering-section p.section-desc {
  text-align: center;
  font-size: 1.1rem;
  color: #555;
  margin-bottom: 60px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

/* Animated underline */
.heading-underline {
  height: 4px;
  width: 0;
  max-width: 100px; /* final width */
  margin: 0 auto 40px auto;
  background: linear-gradient(90deg, #ff4a4a, #ff7b00);
  border-radius: 2px;
}

/* Card Grid */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.card-offer {
  background: #fff;
  border-radius: 20px;
  padding: 40px 25px;
  text-align: center;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  cursor: pointer;
}

.card-offer:hover {
  transform: translateY(-15px) scale(1.03);
  box-shadow: 0 20px 40px rgba(0,0,0,0.12);
}

/* Icon hover animation */
.card-offer i {
  font-size: 3rem;
  color: #ff4a4a;
  margin-bottom: 20px;
  transition: transform 0.4s ease, color 0.4s ease;
}

/* Card title and paragraph */
.card-offer h5 {
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 15px;
}

.card-offer p {
  font-size: 1rem;
  color: #555;
  margin-bottom: 20px;
}

.card-offer .btn {
  background: linear-gradient(90deg, #ff4a4a, #ff7b00);
  border: none;
  padding: 10px 25px;
  border-radius: 50px;
  color: #fff;
  font-weight: 600;
  transition: all 0.3s ease;
}

.card-offer .btn:hover {
  transform: scale(1.05);
  box-shadow: 0 0 20px rgba(255,120,0,0.5);
}

/* Responsive */
@media (max-width: 992px) {
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 576px) {
  .cards-grid { grid-template-columns: 1fr; }
}
/*****************************WHY CHOOSE US **********************************/

body {
    font-family: 'Roboto', sans-serif;
    margin: 0;
    padding: 0;
    background: #f9f9f9;
}

.why-choose-us-section {
    position: relative;
        background: linear-gradient(90deg, #f51717, #ff5200);
    overflow: hidden;
    padding: 40px 20px;
}

/* Vertical PAYFY background text */
.why-choose-us-section::before {
    content: "PAY FY";
    position: absolute;
    font-size: 120px;
    font-weight: 700;
    color: rgb(255 255 255 / 31%);
    top: 83%;
    left: 40px;
    transform: translateY(-50%) rotate(-90deg);
    transform-origin: left top;
    pointer-events: none;
    user-select: none;
    animation: moveVertical 2s ease-in-out infinite alternate;
}

@keyframes moveVertical {
    0% { transform: translateY(-55%) rotate(-90deg); }
    100% { transform: translateY(-45%) rotate(-90deg); }
}

.why-choose-us {
    display: flex;
    flex-wrap: wrap;
    max-width: 1200px;
    margin: 0 auto;
    gap: 40px;
    align-items: flex-start;
    position: relative;
    z-index: 1;
}

.image-side {
    flex: 1 1 45%;
    min-width: 300px;
    perspective: 1000px;
}

.image-side img {
    width: 100%;
    border-radius: 20px;
    object-fit: cover;
    transform: rotate(-3deg);
    box-shadow: 0 20px 30px rgba(0, 0, 0, 0.15);
    transition: transform 0.5s;
}

.image-side img:hover {
    transform: rotate(0deg) scale(1.05);
}

.content-side {
    flex: 1 1 50%;
    min-width: 300px;
    color: #fff;
    position: relative;
}

.content-side .main-icon {
    font-size: 40px;
    color: #fff;
    background: rgba(255, 255, 255, 0.2);
    padding: 15px;
    border-radius: 50%;
    display: inline-block;
    margin-bottom: 15px;
    box-shadow: 0 8px 15px rgba(0, 0, 0, 0.2);
}

.content-side h2 {
    font-size: 38px;
    margin-bottom: 20px;
    color: #fff;
}

.content-side p {
    font-size: 16px;
    line-height: 1.7;
    color: #fff;
    margin-bottom: 15px;
}

.small-paragraphs {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-top: 10px;
}

.small-paragraph {
    flex: 1 1 45%;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    background: rgba(255, 255, 255, 0.2);
    padding: 10px 15px;
    border-radius: 10px;
}

.small-paragraph i {
    font-size: 24px;
    color: #fff;
    margin-top: 4px;
}

.feature-box {
    background-color: rgba(255, 255, 255, 0.2);
    padding: 25px 20px;
    border-radius: 15px;
    text-align: center;
    position: relative;
    margin-top: 40px;
    transition: all 0.4s ease;
    color: #fff;
}

/* Hover effect */
.feature-box:hover {
    background-color: #fa340c;
    transform: translateY(-10px) scale(1.05);
}

.feature-box i {
    font-size: 45px;
    color: #fff;
    margin-bottom: 12px;
}

.feature-box h3 {
    font-size: 22px;
    margin-bottom: 10px;
}

.feature-box p {
    font-size: 15px;
    line-height: 1.6;
}

@media (max-width: 900px) {
    .why-choose-us {
        flex-direction: column-reverse;
        text-align: center;
        align-items: center;
    }

    .why-choose-us-section::before {
        left: 10px;
        font-size: 80px;
    }

    .small-paragraphs {
        flex-direction: column;
    }
}

/****************Our Work*************************/
:root{--red:#c62828;--muted:#666;--card-bg:#fff}
    *{box-sizing:border-box}
    body{font-family:Inter, system-ui, -apple-system, 'Noto Sans Bengali', sans-serif;margin:0;;color:#222}
    .section{max-width:1200px;margin:60px auto;padding:30px}
    .sec-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
    .sec-head h2{margin:0;font-size:28px;color:var(--red)}
    .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}

    .card{background:var(--card-bg);border-radius:12px;overflow:hidden;padding:0;box-shadow:0 6px 18px rgba(20,20,20,0.06);transform-origin:center;transition:transform .25s ease}
    .card-inner{padding:18px}
    .card img{width:100%;height:140px;object-fit:cover;display:block;border-bottom:1px solid #eee}
    .card h3{margin:12px 0 8px;font-size:18px}
    .card p{margin:0;color:var(--muted);line-height:1.5}

    .excerpt{height:54px;overflow:hidden;position:relative}
    .excerpt.open{height:auto}

    .learn{display:inline-flex;align-items:center;gap:8px;margin-top:12px;cursor:pointer;color:var(--red);font-weight:600}
    .learn .dag{width:12px;height:12px;border-radius:2px;background:var(--red);display:inline-block}

    .card:hover{box-shadow: 0 18px 40px rgb(255 0 0 / 21%);transform:translateY(-6px)}

    @media (max-width:1000px){.grid{grid-template-columns:repeat(2,1fr)}}
    @media (max-width:600px){.grid{grid-template-columns:1fr}}
    .meta{font-size:13px;color:#999;margin-top:6px}
    .sec-head {
  text-align: center;
  margin-bottom: 40px;
  position: relative;
}

.sec-head h2 {
  margin: 0;
  font-size: 34px;
  font-weight: 700;
  color: #c62828;
  letter-spacing: 0.5px;
}

.underline {
  width: 80px;
  height: 4px;
  background: #c62828;
  margin: 12px auto 0;
  border-radius: 3px;
  opacity: 0;
  transform: scaleX(0);
  transform-origin: center;
}
/*******************xxxxxxxxxxxxxxxxxxxxxx***********************/
.process-layout {
  display: flex;
  gap: 25px;
  max-width: 1200px;
  margin: 80px auto;
  padding: 20px;
}

.big-box, .small-box {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0,0,0,0.08);
  transition: all 0.3s ease;
}

.big-box:hover, .small-box:hover {
  transform: translateY(-6px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.12);
}

.big-box {
  flex: 2;
}

.side-boxes {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.big-box img, .small-box img {
  width: 100%;
  height: auto;
  display: block;
}

.content {
  padding: 18px;
}

.content h3, .content h4 {
  margin: 0 0 8px;
  color: #c62828;
}

.content p {
  margin: 0;
  color: #555;
  line-height: 1.5;
  font-size: 15px;
}

/* Responsive */
@media (max-width: 900px) {
  .process-layout {
    flex-direction: column;
  }
}
.small-box1{
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s 
ease;
}
/************Testimonial***************************/
ul {
    margin: 0px;
    padding: 0px;
}
.footer-section {
  background: #151414;
  position: relative;
}
.footer-cta {
  border-bottom: 1px solid #373636;
}
.single-cta i {
  color: #dc3545;
  font-size: 30px;
  float: left;
  margin-top: 8px;
}
.cta-text {
  padding-left: 15px;
  display: inline-block;
}
.cta-text h4 {
  color: #fff;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 2px;
}
.cta-text span {
  color: #757575;
  font-size: 15px;
}
.footer-content {
  position: relative;
  z-index: 2;
}
.footer-pattern img {
  position: absolute;
  top: 0;
  left: 0;
  height: 330px;
  background-size: cover;
  background-position: 100% 100%;
}
.footer-logo {
  margin-bottom: 30px;
}
.footer-logo img {
    max-width: 200px;
}
.footer-text p {
  margin-bottom: 14px;
  font-size: 14px;
      color: #7e7e7e;
  line-height: 28px;
}
.footer-social-icon span {
  color: #fff;
  display: block;
  font-size: 20px;
  font-weight: 700;
  font-family: 'Poppins', sans-serif;
  margin-bottom: 20px;
}
.footer-social-icon a {
  color: #fff;
  font-size: 16px;
  margin-right: 15px;
}
.footer-social-icon i {
  height: 40px;
  width: 40px;
  text-align: center;
  line-height: 38px;
  border-radius: 50%;
}
.facebook-bg{
  background: #3B5998;
}
.twitter-bg{
  background: #55ACEE;
}
.google-bg{
  background: #DD4B39;
}
.footer-widget-heading h3 {
  color: #fff;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 40px;
  position: relative;
}
.footer-widget-heading h3::before {
  content: "";
  position: absolute;
  left: 0;
  bottom: -15px;
  height: 2px;
  width: 50px;
  background: #ff5e14;
}
.footer-widget ul li {
  display: inline-block;
  float: left;
  width: 50%;
  margin-bottom: 12px;
}
.footer-widget ul li a:hover{
  color: #ff5e14;
}
.footer-widget ul li a {
  color: #878787;
  text-transform: capitalize;
}
.subscribe-form {
  position: relative;
  overflow: hidden;
}
.subscribe-form input {
  width: 100%;
  padding: 14px 28px;
  background: #2E2E2E;
  border: 1px solid #2E2E2E;
  color: #fff;
}
.subscribe-form button {
    position: absolute;
    right: 0;
    background: #ff5e14;
    padding: 13px 20px;
    border: 1px solid #ff5e14;
    top: 0;
}
.subscribe-form button i {
  color: #fff;
  font-size: 22px;
  transform: rotate(-6deg);
}
.copyright-area{
  background: #202020;
  padding: 25px 0;
}
.copyright-text p {
  margin: 0;
  font-size: 14px;
  color: #878787;
}
.copyright-text p a{
  color: #ff5e14;
}
.footer-menu li {
  display: inline-block;
  margin-left: 20px;
}
.footer-menu li:hover a{
  color: #ff5e14;
}
.footer-menu li a {
  font-size: 14px;
  color: #878787;
}
/********************************************************/
body {
  font-family: 'Poppins', sans-serif;
  background: #f9f9f9;
  margin: 0;
  padding: 0;
}

/* ============ SECTION ============ */
.start-loan-section {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 100px 8%;
  gap: 60px;
  background: #fff;
  overflow: hidden;
  flex-wrap: wrap;
}

.loan-text {
  flex: 1;
  min-width: 300px;
  opacity: 0;
  transform: translateY(80px);
}

.loan-text h1 {
  font-size: 2.6rem;
  color: #111;
  margin-bottom: 20px;
}

.loan-text p {
  color: #444;
  line-height: 1.8;
  font-size: 1rem;
  margin-bottom: 30px;
}

.features {
  display: flex;
  gap: 20px;
  margin-bottom: 35px;
}

.feature-box1 {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #ffeaea;
  padding: 10px 18px;
  border-radius: 8px;
  transition: 0.3s;
}

.feature-box1:hover {
  background: #ffcccc;
}

.feature-box1 i {
  color: #d81b60;
  font-size: 1.4rem;
}

.app-buttons {
  display: flex;
  gap: 15px;
}

.app-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  background: #d81b60;
  color: #fff;
  padding: 12px 24px;
  border-radius: 50px;
  font-weight: 600;
  transition: 0.3s;
}

.app-btn:hover {
  background: #b3164f;
  transform: translateY(-5px);
}

.app-btn i {
  font-size: 1.6rem;
}

.loan-image {
  flex: 1;
  text-align: center;
  opacity: 0;
  transform: translateY(80px);
}

.loan-image img {
  width: 100%;
  max-width: 450px;
  border-radius: 20px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.15);
}

/* ============ RESPONSIVE ============ */
@media (max-width: 950px) {
  .start-loan-section {
    flex-direction: column-reverse;
    text-align: center;
    padding: 70px 6%;
  }

  .features {
    justify-content: center;
  }

  .app-buttons {
    justify-content: center;
  }
}